Security & Compliance Policy
Data Security
We prioritize the security of all personal and transactional data. All creator data is encrypted and securely stored. Financial transactions are handled by PCI‑DSS Level 1 compliant providers (e.g., Stripe) using TLS encryption, tokenization, and advanced fraud prevention tools like Stripe Radar. MyTipMe does not store or access user card or bank details. We comply with GDPR, CCPA, and financial industry standards.
Content Moderation & Compliance Standards
We actively moderate all creator profiles, including profile images, usernames, display names, bios, and external links. Content rules include zero tolerance for nudity, adult or subscription platform links, hate speech, threats, illegal or harmful content, impersonation, gambling, or violent imagery. Violations may result in immediate account suspension or permanent removal.
Payment Security & Fraud Prevention
All financial activity is encrypted and monitored in real time. Fraud detection systems, including Stripe Radar and PayPal Fraud Protection, identify and flag suspicious behavior. Payouts may be held or reversed during investigation, and accounts involved in fraud or abuse may be suspended or banned.
Identity Verification & KYC/AML via Stripe
Creators must complete full KYC/AML verification via Stripe, including government ID submission and optional facial recognition. Only verified creators may receive tips or appear on the platform.
Chargebacks & Refunds
All tips are voluntary and final. Chargebacks and disputes are handled by Stripe via Stripe’s dispute/chargeback process. MyTipMe may submit evidence through Stripe, but final rulings are made by Stripe/card networks and issuing banks; disputed funds may be recovered from creator reserves if upheld.
Account Protection & Abuse Prevention
Keep your login credentials secure and report unauthorized access immediately. Accounts engaging in fraud, impersonation, or moderation evasion may be restricted or banned. Creators can delete their accounts and personal data via their dashboard.
Financial Regulation & Compliance
We comply with international financial laws and processor policies. All payouts are screened for AML compliance via Stripe. Suspicious activity may be reported to authorities, and our internal controls reflect global risk frameworks.
Currency of Transactions
All transactions are in USD. Conversion fees or delays by financial providers are outside our control.
Reporting Security Issues
To report potential fraud or policy violations, contact us below. We investigate all reports promptly.